GENERAL EXCLUSIONS:
We will not provide any Benefits for matters that arise out of, are based upon, or relate to any of the following:
· a commercial transaction which for purposes hereof will mean any event in connection with or related to or arising from any interest in immovable property other than your permanent place of residence; or arising from any trade or profession or other occupation or business or arising from any existing or future interests in mineral rights or shares or other interest in any patent, copyright, trademark or any other device giving rights in terms of the law whether alone or in partnership or whether as a shareholder or a director of a close corporation or company.
This exclusion will not apply to any action arising out of your employment unless you have alternative relief or remedies;
· civil commotion, labour disturbances, riots, strikes, lock-outs, public disorders, civil disobedience or any act or activity which is calculated or directed to bring about any of the above;
· war, invasion, act of foreign enemy, hostilities or war-like operations (whether war be declared or not), or civil war or any other political activities;
· any act whether on behalf of any organization, body, personal group or persons, calculated or directed to overthrow or influence any State, Government, Local or Tribal Authority with force or by means of fear;
· any act which is calculated or directed to bring about loss or damage in order to further any political aim, objective, or cause or to bring about economic or social change or in protest against the State, Government, Local or Tribal Authority, or for the purpose of inspiring fear in the public or any section thereof;
· any occurrence for which a fund has been established in terms of the War Damage Insurance and Compensation Act 1976 (No. 85 of 1976);
· nuclear weapons or material, ionizing, radiation, or contamination from any nuclear waste or the combustion of nuclear fumes or any other natural occurrence, disaster or circumstance beyond human control;
· any computer or other electronic equipment not being able to process or recognize any date as a true calendar date and in consequence any loss arising there from;
· any cession, suretyship, assignment, novation, delegation, or any derivative right of recourse;
· defamation or any other type of injuria, unless the claim against you is solely for patrimonial loss;
· vexatiousness or malice on your part;
· civil matters based on, or tainted with illegality;
· matters in which you do not have a proprietary interest or a reasonable prospect of success;
· any action or claim by you against Us or the Service Provider for any reason including all other products provided by iSOS;
· where you act as an executor, trustee, curator, committee member, or in any other fiduciary capacity;
· circumstances of general public interest which affect or may affect public interest, society, an identifiable interest group, or the universe generally;
· class or collective actions;
· insofar as criminal charges are concerned the following matters are excluded:
· a matter relating to an offense in circumstances where you have been found guilty of the same or similar offence within 3 (three) years preceding the date of the charge in question;
· matters where You have the option of paying an admission of guilt fine;
· matters relating to a claim by You under this Agreement;
· a matter arising out of conduct between You, your parents or any other blood relations or conduct between any of them;
· where You are declared a habitual criminal.
· claims resulting from the driving of a motor vehicle for which You were unlicensed;
· events that occurred outside the borders of South Africa;
· events that occurred before the Inception Date;
· matters falling within the jurisdiction of the Small Claims Court;
· land claims;
· Constitutional Court proceedings.
We will not provide any Benefits for matters that arise out of, are based upon, or relate to any of the following:
· a commercial transaction which for purposes hereof will mean any event in connection with or related to or arising from any interest in immovable property other than your permanent place of residence; or arising from any trade or profession or other occupation or business or arising from any existing or future interests in mineral rights or shares or other interest in any patent, copyright, trademark or any other device giving rights in terms of the law whether alone or in partnership or whether as a shareholder or a director of a close corporation or company.
This exclusion will not apply to any action arising out of your employment unless you have alternative relief or remedies;
· civil commotion, labour disturbances, riots, strikes, lock-outs, public disorders, civil disobedience or any act or activity which is calculated or directed to bring about any of the above;
· war, invasion, act of foreign enemy, hostilities or war-like operations (whether war be declared or not), or civil war or any other political activities;
· any act whether on behalf of any organization, body, personal group or persons, calculated or directed to overthrow or influence any State, Government, Local or Tribal Authority with force or by means of fear;
· any act which is calculated or directed to bring about loss or damage in order to further any political aim, objective, or cause or to bring about economic or social change or in protest against the State, Government, Local or Tribal Authority, or for the purpose of inspiring fear in the public or any section thereof;
· any occurrence for which a fund has been established in terms of the War Damage Insurance and Compensation Act 1976 (No. 85 of 1976);
· nuclear weapons or material, ionizing, radiation, or contamination from any nuclear waste or the combustion of nuclear fumes or any other natural occurrence, disaster or circumstance beyond human control;
· any computer or other electronic equipment not being able to process or recognize any date as a true calendar date and in consequence any loss arising there from;
· any cession, suretyship, assignment, novation, delegation, or any derivative right of recourse;
· defamation or any other type of injuria, unless the claim against you is solely for patrimonial loss;
· vexatiousness or malice on your part;
· civil matters based on, or tainted with illegality;
· matters in which you do not have a proprietary interest or a reasonable prospect of success;
· any action or claim by you against Us or the Service Provider for any reason including all other products provided by iSOS;
· where you act as an executor, trustee, curator, committee member, or in any other fiduciary capacity;
· circumstances of general public interest which affect or may affect public interest, society, an identifiable interest group, or the universe generally;
· class or collective actions;
· insofar as criminal charges are concerned the following matters are excluded:
· a matter relating to an offense in circumstances where you have been found guilty of the same or similar offence within 3 (three) years preceding the date of the charge in question;
· matters where You have the option of paying an admission of guilt fine;
· matters relating to a claim by You under this Agreement;
· a matter arising out of conduct between You, your parents or any other blood relations or conduct between any of them;
· where You are declared a habitual criminal.
· claims resulting from the driving of a motor vehicle for which You were unlicensed;
· events that occurred outside the borders of South Africa;
· events that occurred before the Inception Date;
· matters falling within the jurisdiction of the Small Claims Court;
· land claims;
· Constitutional Court proceedings.